Buying a car is a big decision, and it has a big impact on your finances. When figuring out your car financing, many people turn to a bank, but financing your car through your local Ford dealership can offer a lot of advantages.
1. Convenience
Our dealership will streamline the car-buying process for you as much as possible. We offer an all-in-one solution for your car purchase needs, from selecting your vehicle to securing financing. Instead of juggling between the dealership and the bank, you can handle everything in one place!
We have a finance department dedicated to finding you the best loan options. We’ll submit your information to various lenders and handle all that paperwork, saving you time and hassle.
2. Promotional Financing Offers
We regularly offer special financing deals, especially on new vehicles. Promotions could mean anything from cashback offers, special low APR rates, or other incentives that could really lower the overall cost of your new car. These deals are typically only available in combination with dealership financing and can make a big difference in the final price tag.
3. Flexible Loan Terms
Compared to traditional bank loans, financing through our dealership can usually offer more flexible loan terms. You might need a longer loan term, which can help you lower your monthly payments. This does mean you’ll pay more interest over time, but it can make it easier to fit a new car into your budget.
4. Competitive Financing Options
As a dealership, we have access to a wider range of financing options than an individual consumer. We work with multiple lenders, including Ford Credit, which allows us to offer competitive interest rates and terms. We can help secure financing for people with a wide range of credit scores. So, even if you don’t have perfect credit, we may still find a financing option that works for you.
5. Tax Advantages on Trade-Ins
When you trade in your car to buy another one, you will only pay sales tax on what’s left over after subtracting the value of your old car. That can save you quite a bit on your tax bill, especially if the car you’re trading in is still high in value.
6. Simplified Buying Process
Buying a car can feel overwhelming, but dealership financing makes things easier. You don’t have to worry about coordinating between our dealership and a bank. Instead, we will handle everything from credit checks to loan approvals. This integrated approach saves you time and reduces the stress of buying a car.
The benefits of using dealer financing make it an attractive option for many buyers. If you’re ready to shop for a new car, visit Pierre Ford of Lynnwood in Lynnwood, WA.
